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Reviewed by Jamie Michele for Readers' Favorite
Dirty Little Secrets of Personal Injury Claims: What Insurance Companies Don't Want You to Know; and What Attorneys Won't Tell You About Handling Your Own Claim by Terry Ann Lato is a comprehensive and exceptionally well researched guide to assist claimants in navigating and successfully settling their own personal injury claims. This detailed guide book begins with the brass tacks bare essentials and covers everything from the type of injuries to statute of limitations, insurance policy types and riders, medical care and coverage, and even the mindset required to manage your own settlement. Where a claimant may feel like a guppy in a shark tank when dealing with all aspects of the legal process without the assistance of a lawyer, Terry Ann Lato lays out the steps required to successfully represent yourself throughout the settlement process, and all the stepping stones in between.
Whether a reader makes the decision to forgo the use of an attorney or to take the huge percentage hit on the settlement and hire one, this guide is an essential read to anyone steering through a personal injury claim at any level. In addition to Lato's encompassing framework of all involved, the helpful references and appendixes, and even a sample settlement demand letter, remove the smoke and mirrors put up by insurance companies and provide all the necessary aspects for self representation. This guide is relevant in today's legal system and concise to the point of giving a reader every possible avenue for a favorable outcome. If you are ever in any type of personal injury claim, your first resource should be Terry Ann Lato's Dirty Little Secrets of Personal Injury Claims: What Insurance Companies Don't Want You to Know; and What Attorneys Won't Tell You About Handling Your Own Claim.