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Reviewed by Danita Dyess for Readers' Favorite
“5 Simple Steps to Get Out of Debt: Live Debt-Free & Experience Financial Freedom” by Violet James is a testament to this entrepreneur’s 20+ years of financial and business activities. James says that you must be committed to a strategic plan of debt reduction. Her 35-page book has a five-step process for debt recovery entailing Organizing, Assessing cash flow, Preparing a monthly budget (increasing income), Cutting expenses and Creating a credit card pay-off strategy. “5 Simple Steps to Get Out of Debt” is packed with basic tips, e.g., negotiating a lower interest rate, using coupons and switching to fluorescent light bulbs to reduce energy costs. Readers will learn how to change their spending habits and take control of their financial future.
Violet James is an artist, business manager and an award-winning web designer. She also designed the attention-grabbing cover for “5 Simple Steps to Get Out of Debt.” Her succinct presentation and ability to translate complex concepts into layman’s terms facilitate a connection with her readers. Good graphics and detailed examples aid learning. Her authoritative but easy-to-follow instructions ensure tangible, long-term “before” and “after” results. She is the co-founder and executive director of Newdaycounseling.org and Behappyflife.com. James is a prolific writer and author of “5-Step Marketing Plan: A Winning Marketing Strategy for Small Businesses.” “5 Simple Steps to Get Out of Debt” is highly recommended.
