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Reviewed by Luwi Nyakansaila for Readers' Favorite
Retirement Wreckers by John J Sastry is a financial guide to having a stress-free retired life. Sastry discusses the crucial financial plans you must make before retiring. First, he explains how pension plans work, their risks, and why they are becoming less popular. He then dives into employer-sponsored plans, social security, and the benefits of having a proper health care plan. It also covers the mental, physical, and social aspects of transitioning into retirement, your approximate longevity, and how it all factors into your project. He also talks about using common sense to devise a good plan, making investments, nursing care, preparing budgets, making decisions with your spouse, and many more retirement-related topics.
It is never too early to start preparing for your future. Retirement Wreckers is a must-read because it is a blueprint for setting retirement plans and goals. Retirement is a major financial and social shift in life. Therefore, it is essential to prepare for it adequately. John J Sastry gives retirement advice based on personal and professional experience. To raise his points, he uses case studies, researched data with actual figures and percentages, and famous incidents like the Titanic. It is well-written, with bold titles, numbered lists, chapter summaries, and website links. Planning for your future will require research and implementing plans to suit your retirement goals. Therefore, I highly recommend it to anyone starting their retirement planning, as this is the perfect reference guide.
