Secrets Of The 800+ Club

How to Raise Your Credit Score, Maintain Good Credit, and Live the Life of Unicorns

Non-Fiction - Self Help
150 Pages
Reviewed on 12/28/2021
Buy on Amazon

This author participates in the Readers' Favorite Book Review Exchange Program, which is open to all authors and is completely free. Simply put, you agree to provide an honest review an author's book in exchange for the author doing the same for you. What sites your reviews are posted on (B&N, Amazon, etc.) and whether you send digital (eBook, PDF, Word, etc.) or hard copies of your books to each other for review is up to you. To begin, click the purple email icon to send this author a private email, and be sure to describe your book or include a link to your Readers' Favorite review page or Amazon page.

This author participates in the Readers' Favorite Book Donation Program, which was created to help nonprofit and charitable organizations (schools, libraries, convalescent homes, soldier donation programs, etc.) by providing them with free books and to help authors garner more exposure for their work. This author is willing to donate free copies of their book in exchange for reviews (if circumstances allow) and the knowledge that their book is being read and enjoyed. To begin, click the purple email icon to send this author a private email. Be sure to tell the author who you are, what organization you are with, how many books you need, how they will be used, and the number of reviews, if any, you would be able to provide.

    Book Review

Reviewed by Tammy Ruggles for Readers' Favorite

Secrets of The 800+ Club: How to Raise Your Credit Score, Maintain Good Credit, and Live the Life of Unicorns, by Terrell Dinkins, is a must-read self-help book for anyone needing a crash course in understanding credit or boosting your score. There are tons of personal finance books available today, but this one gets to the heart of the subject in a succinct, easy style that makes it a fun, enjoyable read. We need to know what credit is all about, but most of us don't, and this is why Dinkins's book is so important. Credit is a big part of your financial life. Good credit can help you buy a new car or house, and bad credit can get you turned down. So, understanding the terminology and ins and outs of credit can give you an edge and help salvage or maintain good credit. But even more than this, the author divulges secrets of the 800+ Club, which means coaching you toward a credit score of 800 or higher.

What I love about this book are the concrete techniques that Dinkins shares about personal finances and credit, especially the terminology that is used every day but which people may not fully understand. If you've ever wanted to reach a score of 800 or above, this book is for you and covers things like how to open a business bank account to the right way to borrow money and pay it back. But it's also for people who are just starting out in the credit world and want to avoid mistakes that could lead to financial disaster. If you follow the steps that the author outlines, you should be able to reach your goals. A unicorn, in a financial sense, is one who always has outstanding credit. It can be done, especially when you have Dinkins and her expertise showing you how. One of my favorite parts of the book is about how to spot and avoid scams. This is a guide you can easily refer to again and again while managing your personal finances. If you need credit guidance from a true financial advisor, Secrets of The 800+ Club by Terrell Dinkins is a must-read.