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Reviewed by Faridah Nassozi for Readers' Favorite
Every year, more and more Americans reach retirement age. Ideally, this trend should be matched by proportionate growth in retirement fund provisions. Unfortunately, this is not the case. Many Americans dream of a safe and comfortable retirement, but the cruel reality is that this dream might never be realized as retirement funds are not growing fast enough to match the ever-increasing numbers. For the private sector, the solution has been to gradually push the burden to private citizens by offering alternatives to the traditional retirement plans. The alternatives, however, fall far short of expectations. The public sector, on the other hand, is increasingly being strained by the ever-growing funding gap. In either case, the future is very bleak. Americans, for several reasons, are unable to make enough personal contributions to their retirement plans, while in the public sector the pension liabilities continue to grow, making it increasingly difficult for the authorities to honor their pension obligations. How did the situation get to this? Richard L. DeProspo has some answers for you in Up in Smoke: How the Retirement Crisis Shattered the American Dream.
Up in Smoke: How the Retirement Crisis Shattered the American Dream by Richard L. DeProspo is a deeply insightful book that throws light on America's pension crisis. The book gives a true picture of the harsh reality happening across America with a detailed history of the crisis. With well- scrutinized data, Richard L. DeProspo explores the root causes of the retirement crisis. I found myself asking this question over and over as I read; how did America get it so wrong? And Richard L. DeProspo's insightful writing provided the much needed answers and some practical solutions. So if you are intrigued by this crisis, how it all went wrong and what can be done to set the trend right once again, read this shrewd examination of the situation for some much needed insight. The book is a very detailed, genuinely practical and very informative eye opener. A truly worthy read.