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Reviewed by Mamta Madhavan for Readers' Favorite
Do You Know How Your Tools Work? (Financial Foundations Book 4) by Tammy Johnston is the fourth book in the educational series that teaches young readers lessons on life and living. In this book, readers are taught about debt and how one can use debt to accomplish goals faster and move down the path of success. The four questions about debt and credit in the book will help one determine whether debt and credit are useful or not. The questions will help readers ponder and the answers will help them decide on the advantages and disadvantages of debt. Understanding the facts will keep young readers informed about it.
I found the book perfect to teach kids about credit and debt. The author has explained it in a simple manner so that it is easy for children to comprehend. The question and answer style of writing is the best way to reach out to children on slightly difficult and perhaps uninteresting topics like this. The illustrations complement the author’s thoughts and words and make the concept very clear. They are also bright and colorful to captivate youthful attention. The author explains about debt being a tool and how each one of us can determine for ourselves if it is useful in achieving our goals. Tammy’s Tips and the questions at the end of the book are also helpful. The author has managed to write about a difficult topic and convey it beautifully to children.