Money Secrets

Keys to Smart Investing

Non-Fiction - Business/Finance
176 Pages
Reviewed on 06/12/2015
Buy on Amazon

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Author Biography

Kim Curtis is the bestselling author of Money Secrets: Keys to Smart Investing.

She is a nationally recognized wealth management advisor and President and CEO of Wealth Legacy Institute. Ms. Curtis’ groundbreaking work in developing a highly personal client-centric planning model was recognized in the Journal of Practical Estate Planning, winning the Editor’s Choice award.

She has been profiled in several publications including the Wall Street Journal. Kim has attained numerous professional designations and been recognized by the financial planning industry as having achieved the highest level of competence and expertise.

Kim can be reached at WealthLegacyInstitute.com

    Book Review

Reviewed by Roy T. James for Readers' Favorite

Money Secrets: Keys To Smart Investing by Kim Curtis begins with a short and pertinent discussion about money and the need to make decisions about money; how you deal with money is how you deal with life. After a brief overview of financial terms and practices, Kim goes on to the specifics of financial planning, the nuts and bolts of investment, the importance of a diversification strategy, as well as the role of a financial advisor. Kim has made good use of attention grabbers and data presentation techniques like flow charts, pie charts, and diagrams, giving the reader the easy option of mastering the art of investing. A glossary of terms and a list of source material guarantee its position as a reference book as well.

Money Secrets: Keys To Smart Investing by Kim Curtis examines the whole gamut of spending money to accrue delayed benefits holistically. Rather than merely acting as a practical guide, this book will go a long way in making the whole subject clear to us, explaining all related terms from a practical as well as fiduciary angle, using sample forms wherever necessary. Introducing us to different types of professionals and experts in this field, Kim familiarizes us with the jobs and functions performed by them. This is thus a very useful book, both for a newbie to investing for learning the art, and for an expert in finances as a quick reference. The author has succeeded in packing a rather small book with a host of big ideas.

David M. Dye

Kim Curtis's Money Secrets: Keys to Smart Investing is smart, easy-to-read, and filled with vital information for anyone who cannot answer three questions with confidence:

Money - Do I have enough? Will I have enough? What is enough?

In plain language (no off-putting jargon or industry-speak here!) Curtis addresses these questions in a no-nonsense, but caring way. Right from the beginning, she addresses the #1 reason that keeps people from getting the help they need: shame. Through her own story, Curtis takes the reader on a quick journey that will result in their ability to make good decisions for themselves as well as a blow-by-blow guide to hire a financial advisor, if that's what they need. As someone who has had to hire and fire several advisors in the course of my work, I found her wisdom and experience here very helpful.

The book is laid out very well. It its in your hand (which psychologically makes the topic feel approachable), starts with real-world stories and quotes that immediately resonate with most readers. Each chapter ends with very practical and useful "Questions to Ask Yourself". If you can't answer the three questions at the top of this review with certainty and clarity, do yourself and your family a favor and read Money Secrets, then answer the question and take suggestions Curtis gives you. You'll be glad you did and you'll sleep better at night.

Happy Reading (and investing!),

David Dye, author of The Seven Things Your Team Needs to Hear You Say

Judith Briles

What a pleasure to have a no-nonsense book on smart money strategies that is not a 400+ tome and that does not use a maze of jargon that a reader needs a PhD to wade through. Kim Curtis asks the reader 3 simple, yet crucial questions ... questions that I know with my years in the financial field, few advisors ever ask: Do you have enough money? Will you have enough money? What is enough money? I loved the Questions to Ask Your Advisor at the end of the chapters--everyone should have and know these before entering into any consulting/advisory relationship. Most people don't succeed in the money maze from ignorance--from not knowing the questions to ask; to not knowing how to gage and track; from working with people who have their best interests ahead of a clients. What I think also sets Money Secrets apart from the rest of the personal finance field is the author's unique method of pulling out the who/what/why of anyone who is doing financial planning. She calls it Humanigraphix, a pictorial graphic of your roots--your family. No longer--just thank Kim Curtis and Money Secrets--it's a gem of a book and easy on the eyes--the size and design is excellent.

Kelly Mordini

"Money Secrets" is empowerment. Kim Curtis exposes the financial services industry by explaining how industry employees are paid. Armed with this knowledge, confidence and trust become the foundation of your relationship with your financial advisor. A paradigm shift is taking place in the investment industry. Smart investors know that successful investing means growing enough wealth to meet their personal financial goals. This is very different than the industry message that successful investing means owning a hot stock or beating a benchmark. If you want to eliminate uncertainty about your relationship with your advisor and have a clear plan about how to achieve your financial destiny, this book is a must read.

Ellen Valek

I really appreciated reading Kim's book. I am not a numbers person and find financial planning complicated. Money Secrets is easy to follow, gives practical advise on how to save and invest and provides a thoughtful plan for financial success.
I highly recommend reading this book.

Sylvia Theisen

Whether you are uneasy about the relationship you currently have with a financial advisor or you're taking the first steps towards finding one, this book will be invaluable. Curtis pulls back the curtain on the financial industry and makes is easy to understand. With this book in hand, you'll be armed with the important questions to ask, tools to evaluate the six factors in your returns and even a deeper understanding of yourself as an investor. Most of us have had an experience with using an "active investor" as an advisor .. but, no more! Need to fire your advisor? There are even great tips for that.

HBVoice

These kinds of books always make me nervous: I know it's good for me, but I'm always a bit overwhelmed and so I stop reading. Not with this book. Kim Curtis makes it easy to follow - not insultingly simple - but very clear. It's laid out in an order that seems to assume my next question/concern. The direct questions for an advisor give actionable guidance. Even the guide to all of the abbreviation and the glossary itself are clear and useful!
Quick, engaging, useful.

Julia Whitney

Money Secrets has helped me to consciously create a clearer vision for my financial future with special tools and tips. Kim shares secrets behind the scenes, things that will surprise you and shock you! We need to know these things, things Wall Street won't tell us! She also teaches us our Communications DNA around money. Plus, the online Free 30 day Money Course at WealthLegacyInstitute.com is amazing! It has helped me to get going and stay the course!

Michael PReads

If you currently have a financial advisor or are planning to engage one, then do yourself a favor a read this book. In "no holds barred" fashion Kim reveals some key insider tips on financial advisors and why only a small number of them have your best interests at hand. Deceptive sales tactics and hidden client fees are among the perspectives Kim explores in the book with exquisite clarity.

You'll also discover a major error in thinking made by most investors that can put their financial fortunes at risk. Frankly, just this one revelation is worth the entire price of the read. (I have no desire to spoil your incentive to get the book and find out what this secret is)

Brian OMalley

I have strong interest in my financial future, yet I didn't know where to turn and who to trust in this Wild West world of “Give me your money” and “Trust me yet don’t look too close”. In contrast, the author offers questions, tips, and strategies for finding the right person you can rely on for financial advice. This book truly helped me become more competent and much more confident with managing my money.

Christine Daspro

After working on Wall Street for most of my career, I wish I had the information that Kim has provided in her book. Being able to share many things that most advisors will keep to themselves. Money Secrets is a must read for all at all levels.

R. Hoffman

I wish I'd read Kim Curtis's Money Secrets book decades ago, before I listened to financial broker "advisers" whose main goal was expanding their own profits, not mine. Kim's book gives no-nonsense, sound advice, and it is a must-read for all investors or want-to-be investors at any age.

Bo Manuel

Kim Curtis does a wonderful job of simplifying -(demystifying)- what, for many of us, can be an overwhelming proposition--taking responsibility for our personal financial futures. From the outset, you know that this is not your standard financial road map offered by your standard financial advisor.
What I loved about this book is that, from the very start, Kim suggests that it is not only OK, but necessary, to ask those questions that we all ask of ourselves --Am I saving enough? Will I have enough? How much is enough? Then she provides the reader with an easy to understand, no nonsense approach to answering those questions. She turns what is a potential nightmare in the investment jungle into a calm comfortable walk in the park! This book is a great resource- whether you're just dipping your toe, or ready to dive in.