5-Star Living on a 2-Star Budget

Simple Solutions. Abundant Results.

Non-Fiction - Business/Finance
126 Pages
Reviewed on 10/18/2019
Buy on Amazon

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Author Biography

I was born and raised in the small New England town of Sanford, Maine, where I made life-long friends and gained experiences that would forever shape my journey. In my early adulthood, I moved to sunny Southwest Florida where I raised my two children, Julia and Zachary. In 2014, I traded the beaches for mountains to begin my next adventure in the great city of Denver, where I now live with my husband Jeremy and our adorable Shih-poo, affectionately known as Prince von Fluffernut. When I'm not writing, traveling, selling insurance, or brainstorming my next enterprise, you may find me doing headstands in the park, striking up philosophical conversation with strangers, singing karaoke with my family, or smoking a joint on my front porch. I have been a real estate agent, migrant farm worker, server, bus driver, DJ, business consultant, owner of the world’s first cannabis-infused day spa and insurance agent (to name a few of my explorations). I have had a prosperous career in entrepreneurship following many different pathways and dreams. I am passionate about encouraging others to follow their dreams, and I believe that everyone is capable of finding their own success—as long as they have the proper tools. I have dedicated myself to sharing my knowledge and experience with others so that they, too, can experience the satisfaction of living their life fulfilled.

    Book Review

Reviewed by Renee Guill for Readers' Favorite

Danielli Martel's 5-Star Living on a 2-Star Budget: Simple Solutions, Abundant Results by is a self-help book for your financing. She talks about how you should think about what you want in life, then budget for it. Martel talks about how to pay for cars, homes, vacations, schools, etc. She even gives you advice on philanthropy. She uses her stories as well as others to help prove her point. She also gives websites and why they are useful. She even has a website where you can share your stories, plus a free webinar. Danielli Martel gives advice for certain age and financial groups as well.

I thought that 5-Star Living on a 2-Star budget was extremely informative. I wish I had read this years ago. I liked the format as it’s easy to look up certain information, like what you need when buying a car. I loved how she didn’t just cater to the youngsters. I plan on using some of this info. Martel did a great job of explaining things without making you feel stupid, like how insurance works. She also gave great tips on philanthropy; some of this I had never heard of and hope to use. She makes the word budget sound like fun instead of a chore. I really loved the stories she used, especially the one about the gentleman dancing outside. This book is filled with lots of optimism and hope to show you that no matter how bad things get, they will get better. Definitely a must-read for anyone with money questions.

Christian Sia

Danielli Martel's 5-Star Living on a 2-Star Budget: Simple Solutions, Abundant Results is a financial tool that will help readers, at every level of their financial wealth, to find the freedom they badly need. Bringing her personal experiences and story into the writing, the author shows readers that one doesn’t need to be a millionaire to experience financial freedom. In fact, there is the kind of financial wealth that can make people slaves, but there is the financial wisdom that helps readers make practical choices, get the essentials they need for a decent life, and put off the stress that comes with huge debts. The book covers a variety of topics, including a standard of living as opposed to the quality of life, understanding one’s credit and cash flow, and the right mindset to get more from little.

Danielli Martel writes with confidence and articulates on the practical aspects of effectively using money to create a life that matters. While money might not be the central focus for most people, this author shows how they can use it to achieve greater levels of connection with themselves and with others. It is a book I wish I had read a long time ago before the numerous blunders I have had to make. This book offers the principles that can help anyone start creating a good financial life, understanding the mistakes most people make when it comes to financial choices, and making difficult decisions with confidence. The writing is fluid and enjoyable, melding an evocative style with the storytelling craft to inform and entertain readers. Martel's 5-Star Living on a 2-Star Budget: Simple Solutions, Abundant Results contains a lot of wisdom for readers.

Astrid Iustulin

Danielli Martel's 5-star Living on a 2-star Budget is a practical book that readers who want to use their money effectively will find filled with down-to-earth advice. If you are someone who considers money as a tool and wants to use every single penny wisely, then this is the book for you. Martel's 5-star Living on a 2-star Budget aims at showing useful techniques to achieve a good quality of life even if you are experiencing money troubles. Martel explores every situation a person can face in his or her life and dedicates a chapter to each topic, like buying a car or a house, fashion, food, wellness, education, and more.

I like books where the premise is that you do not need much money to live well. On the contrary, it is rather how you spend the money you have that makes the difference. Martel's 5-star Living on a 2-star Budget is the kind of book that explains how it is possible. It is an easy and practical guide where people can find new inspiration about how to use their money. Its realistic and pragmatic considerations and the focus of each chapter on a specific topic make it a valuable companion. Martel does not give the reader unreasonable suggestions. On the contrary, Martel’s simple tips and strategies consider the needs of daily life and are intended to enhance it. A book like this one can significantly improve a person’s life and change their way of thinking about money. I recommend it to everyone who wants a rational approach to his or her personal finances.

Edith Wairimu

While two notions about money abound in our current times - money as a source of validation and identity or money as a materialistic goal that results from selfish pursuits - Danielli Martel’s practical guide 5-Star Living on a 2-Star Budget offers a third option. The work shows money as a device that, when used responsibly and effectively, can achieve a quality life. It analyzes various major modern aspects of life - housing, fashion, food, education, philanthropy, among others - and offers simple accessible solutions that maximize the value of an individual’s income. In the fourth chapter, the work explores fashion as a person’s expression of who they are and not as a tool for displaying wealth. Minimalism and up-cycling are other themes discussed in the chapter.

Danielli Martel's 5-Star Living on a 2-Star Budget discusses solutions that create a balance between living and enjoying a quality life while spending money wisely. Most of the solutions offered are practical and can be applied by different people regardless of their income level. Martel shares some of the challenges she has faced along the way and how she got through them. The book contains separate sections labeled as “5-Star Thinking” which are techniques that can be used to maximize your potential and income. One section probes whether your income is equivalent to the value you add to your company. If a gap exists, the work points to this as an opportunity for the renegotiation of your salary. Straightforward and practical, 5-Star Living on a 2-Star Budget offers financial tools that will lead to a quality life and overall wellbeing.

Lucinda E Clarke

Danielli Martel's 5-Star Living on a 2-Star budget is a complete handbook on how to organize your money, get out of debt, and plan for your future. It leaves no stone unturned and is packed with excellent advice on financial management. It proves that you do not need to earn a fantastically high salary to live a happy and healthy life. Broken down into easy sections covering budgets, goals, discounts and more, it is easy to understand and easy to read, yet encouraging rather than preaching. Aimed at the American reader, a few of the links and suggestions are not applicable to readers in other countries but the basics on how money can be managed and work for you are universal truths.

I eagerly snapped up 5-Star living on a 2- Star budget by Danielli Martel as I have had to work my way out of debt and scramble up the financial ladder all over again. Many of the tricks and tips I have used and I know from experience that they work. Every page in this comprehensive book contains excellent, achievable advice and while I suggest reading it from cover to cover, it’s a book to go back to time and time again. I particularly liked two things. One is the great explanation of how money is not the root of all evil but how you can control your financial matters rather than let it control you and the misery it can cause when debts mount up. The second is the section on giving back, not always with money but in time and effort to those who are not as fortunate. Starting right from school, learning to budget, keeping expenses below your income for a positive net worth contributes to a happy and healthier life. This book is the perfect guide to achieving that and making money easy to understand and manage. Highly recommended.