High Credit Score Secrets

The Smart Raise And Repair Guide to Excellent Credit

Non-Fiction - Business/Finance
331 Pages
Reviewed on 12/09/2019
Buy on Amazon

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    Book Review

Reviewed by Christian Sia for Readers' Favorite

Although written for the typical American audience, High Credit Score Secrets: The Smart Raise and Repair Guide to Excellent Credit by Thomas Herold has financial lessons for readers everywhere, especially those who want to understand how credit cards work and what it takes to build and maintain a good credit score. The author reminds readers that a good credit score is the foundation to building almost everything. Readers will understand how their credit score impacts all the other choices they make in life and how to fix it. The opening of this book provides clear answers to some of the commonly asked credit card related questions. The author provides advice on a variety of topics, including how credit cards work, the length of time it takes to build good credit, how to get a credit card, building a good credit score, the lifetime benefits of a good credit score, bankruptcy and its implications, understanding and disputing credit report, what to do if one's credit card isn't used, what hurts credit scores and how to build and maintain a good credit score, and a lot more.

This book is an eye-opener for those readers who look at credit cards as a loan and provides need-to-know information to every consumer. It is hugely informative, written in a style that is highly accessible to the ordinary reader and packed with practical wisdom. There are actionable steps like dealing with the credit bureau and credit agencies. The chapters are arranged to allow an easy learning sequence, moving from very simple concepts to more complex ones. High Credit Score Secrets: The Smart Raise and Repair Guide to Excellent Credit is a great book for readers who do not yet have any credit score, but it is one that will help consumers understand their credit score and take actions that benefit them. Thomas Herold weaves his personal experience into the book and provides examples that readers can identify with.

K.C. Finn

High Credit Score Secrets: The Smart Raise and Repair Guide to Excellent Credit is a work of non-fiction focused on the business and finance sector, and was penned by author Thomas Herold. In this extensive and fully comprehensive guidebook, Herold takes readers into the world of credit scores, unpacking and explaining the full extent to which poor credit can affect the rest of your life and your financial freedom to achieve what you want. From dealing with inaccurate information to getting a free score and monitoring service, the guide allows the everyday reader to fully understand the maths behind the credit score judgment, and then repair it for themselves in easy to access ways.

Credit is a murky world in today’s sphere of fine print and big business, and it can be a huge downfall for those who don’t understand its many effects. One of the most wonderful things about this handy volume by author Thomas Herold is the fact that he acknowledges the individual differences that age, profession, and other status elements can make to the credit-using individual, and so his advice is fully diversified for them in those instances where it really matters. The guide is fully organized with titles in the form of questions, making it easy to find the answers that you’re seeking right away. The narrative style is also highly accessible, with clear explanations of essential terms and how different mathematical processes work. Overall, High Credit Score Secrets: The Smart Raise and Repair Guide to Excellent Credit is an excellent work that delivers what it promises.

Rabia Tanveer

High Credit Score Secrets: The Smart Raise and Repair Guide to Excellent Credit by Thomas Herold is a self-help book for anyone who wants to improve their credit score. Having a good credit score is very important, especially considering you need to have a good credit score to be able to fully enjoy your life financially. While most people aren’t aware of the impact their credit history and credit score have on their financial situation, the people who do realize its importance are always trying to make it better. With this book and the techniques mentioned in it, you not only can improve your credit score in less than two months, but you can also find ways that will help you understand how your credit score is usually affected. The author shares some secrets as to how you can find solutions to the most common yet unknown credit issues, understand the credit agencies, tips for settling debts, getting free credit reports, identity theft protection and more.

The author uses a rather simple language to describe some very difficult concepts. Understanding credit history and credit score is not easy, especially considering that it is a very complex thing to grasp. Thomas Herold makes it as easy as possible to follow and ensures that the reader gets the maximum understanding out of it. The tips shared are also very easy to follow and practical. The overall vibe of High Credit Score Secrets is very positive and encouraging. The author empowers you with knowledge and allows you to draw your own conclusions. Really good book, one that will be beneficial for many people! A very informative book that gives sound advice.