The Double Monetary Hourglass by Lou Vachon is a non-fiction guide with the intent to provide "11 strategies for finding balance in money management for students, and eliminating student loan debt quickly during or after college for beginners". The book is broken down into six chapters, starting with an introduction and glossary of terms that Vachon uses as part of his All Things Finance section. From here, the work moves to the need to thoroughly and honestly evaluate your current financial circumstances, planning, putting what you do have to work, its growth as it begins to take shape, and, finally, managing wealth to a level most are not ever likely to see.

Like Lou Vachon, I too have a finance background, which initially drew me to The Double Monetary Hourglass. There is a very real need for guidance geared at everyday people who find themselves crushed under a mountain of debt and upside down in their debt-to-income ratio. The information needs to be accessible and easy to understand, and Vachon can tap into this with a conversational narrative. I liked the frankness used to pinpoint accountability for how a reader ended up in their financial hamster wheel, using a personal story of purchasing a smartwatch even though he did not have emergency reserves. I think we've all been there, and honesty is what will engage a reader most. I have no doubt readers will be able to walk away with useful information and, hopefully, set off in a new direction toward financial sustainability and even wealth.

The Double Monetary Hourglass: 11 Strategies for Finding Balance In Money Management for Students is a financial handbook for young people. Author Lou Vachon is a financial advisor, and he shares the financial advice that he’s learned throughout his career. One section of the book is about jargon, and Vachon defines more than 50 commonly used financial terms. Vachon also provides examples of successful individuals and encourages young people to dream big. He provides dozens of ways to earn or save money. He writes of the importance of organizing time wisely as a means to help manage your financial life. Some of the chapter titles are All Things Finance (Finance 101), Developing a Plan for the Future—Becoming Rich, and The # One Strategy for Money Management—Use Your Money to Make More Money.

I wish I had been able to read this book when I was a young man, fresh out of high school. Author Lou Vachon warns against making the mistakes I made when I was in college many years ago. But beyond the avoidance of mistakes, Vachon’s ideas are excellent for helping anyone secure a solid financial future. In fact, even though I’m no longer a young person, I’m going to check out some of the ideas Vachon writes about. Although Vachon targeted his book to students, every young person should read it. As an adjunct college professor, I was interested in The Double Monetary Hourglass. I thought the insights might be useful for me to pass on to my students, and I wasn’t disappointed.

The Double Monetary Hourglass by Lou Vachon is an essential book that delivers the secret to financial freedom. Being a dedicated financial advisor who has helped many of his clients become wealthy, there is no one more reliable as a source than the author himself. Whether you're a college freshman or have just graduated with substantial student debt, this book will help you manage your money well and achieve monetary abundance. Among other things, this book will reveal the best practices for using your money to generate more money, why financial journaling is the key to manifesting abundance, and how you can begin this daily practice today.

'Between those who are poor and those struggling financially lies one common denominator: a lack of good planning.' I cannot emphasize enough the importance of this quote from The Double Monetary Hourglass. As a college freshman, I found the book incredibly useful to help me plan my budget and curb any non-essential spending. I loved how the author, Lou Vachon, gave practical advice that can apply to any situation. Among the many things that he taught me, financial journalling stood out to me the most as it doesn't take much time. Yet, it created a considerable impact on my finances. I also loved how clearly he explained the financial jargon as I could understand it even though I had never heard of most of these terms before. For anyone needing help with managing your money, look no further for this book will answer all your questions!